Travel covered, whatever happens
Medical assistance, cancellation and baggage. Quote online in under a minute, based on your destination and duration.
When does it save you?
What your credit card or the EHIC don't cover.
Medical emergency outside the EU
One night in hospital in Bangkok or New York can cost thousands. The insurance pays the clinic directly.
You cancel due to the unexpected
If you cannot travel for a covered reason, you get your flight and hotel money back.
Your suitcase is lost or delayed
Compensation for lost or delayed baggage, with basic expenses during the wait.
Your flight is delayed or cancelled
Hotel, meals and missed connection — beyond your rights under Regulation 261.
What your insurance covers
Typical cover of a EKTA policy. You see the detail when you quote.
Travelling in the EU with the EHIC? The card covers basic public healthcare, but not repatriation, private hospital, cancellation or baggage. Insurance completes all of that.
Flight delayed or cancelled? That is not an insurance claim: under EU rules the airline owes you up to 600 € per passenger, and claiming is free. Claim your flight →
Frequently asked questions
How much does travel insurance cost?
It depends on the destination, trip length, traveler age and cover. European destinations are cheaper than the United States, Asia or Latin America, where medical care is more expensive. Quoting takes under a minute.
What exactly does it cover?
Typical cover: medical assistance abroad, trip cancellation or interruption, lost or delayed baggage, flight delays and personal liability. You see the exact limits when you quote the specific plan.
Do I need insurance if I travel within the EU with the EHIC?
The European Health Insurance Card covers basic public care in state hospitals, but does not include repatriation, transfers, private hospitals, or trip cancellation or lost baggage. For broad cover or long stays, private insurance complements it.
Can I buy insurance once I am already travelling?
Most insurers require you to buy before leaving your country of residence. Some products allow later purchase with limited cover. It is best to buy it when you book your flight or hotel.
Quote your insurance with EKTA
Price based on destination, age and duration. 100% online purchase and 24/7 assistance in Spanish.
Transparency: Flamaz takes part in affiliate programs. If you book through our links, we may earn a commission at no extra cost to you. This helps us keep the service free. More info
Protect your trip
Travel insurance and flight claims: different partners depending on what you need.
Claim for delayed or cancelled flights
Compensation for flight disruptions
International travel insurance
Flamaz earns a small commission if you book through these links. For you, the price is the same.